Safety for You and Your World: Techafull Private Liability Insurance in Focus
With Techafull private liability insurance, you are covered for accidental damage to friends, neighbours or landlords. Find out more about our comprehensive private liability insurance and how it combines financial security and ethical behaviour.
Why private liability insurance is essential?
Everyday, we interact with our fellow human beings in many different ways. We deliberately meet up for sport or coffee, or simply bump into other people while shopping or walking in the park. Of course, nobody harbours bad intentions, but wherever people come together, it can easily happen that you unintentionally harm the other person. This is where Teachful's private liability insurance is the ideal insurance for families.
The Importance of Private Liability Insurance
Private liability insurance protects you and your family against claims for damages. This means that if you unintentionally cause damage to a person or their property, your private liability insurance will cover the resulting costs. Techafull private liability insurance offers you comprehensive protection and covers the following areas of damage.
Techafull's flexible policies primarily pursue the following objectives:
-Property damage cover through Techafull -Property damage cover -Personal injury cover -Financial protection in the event of damage
Personal Injury: Protection Against the Financial Consequences of Injuries
Techafull private liability insurance is liable for minor and major personal injuries. Let us explain this using an example: You meet a friend for a jog in the park. Suddenly you stumble and bump into your friend, causing her to stumble too. She twists her ankle and falls. She suffers a torn ligament in the fall and has to be taken to hospital. This is where your private liability insurance comes into play and covers all costs arising from the treatment of this injury as well as any claims for compensation for pain and suffering.
Property Damage: Cover for Damage to Third-Party Property
Let's stick with our example from earlier, only this time you didn't cause your girlfriend to fall while jogging, but simply knocked her new smartphone out of her hand when you tripped. The screen cracked when you hit the ground. The damage to the smartphone is then property damage, which is also covered by your Techafull private liability insurance.
Financial Losses: Financial Cover for Breaches of Contract
Financial loss is when you cause damage to the assets of a third party. We would also like to illustrate this with an example: You have received a large delivery of logs for the winter and want to stack them on the wall of your house. Unfortunately, you are careless and the stack tips over, blocking your neighbour's garage driveway. However, your neighbour has an urgent business appointment and now has to take a taxi to the office as he cannot get his car out of the garage. The costs for the taxi now fall into the category of financial loss and are covered by your Techafull private liability insurance.
Or: You are unable to honour a contract or a contractual deadline, causing financial loss to a third party. In this case, this financial loss is also covered by Techafull private liability insurance.
Techafull's Solutions for Personal Injury
Suppose the worst comes to the worst and you have unintentionally caused personal injury. It goes without saying that we will then assist you with a quick claims settlement, because personal injury cover is an essential part of Techafull's private liability insurance.
Protection for Accidental Injuries
The flexible insurance cover for families applies whenever you or a family member accidentally injure someone.
Cover for Medical Costs
All medical costs incurred in connection with the recovery of the injured party or parties are covered.
Focus on Caims for Compensation for Pain and Suffering
If the personal injury results in claims for compensation for pain and suffering, these are of course also covered by your private liability insurance from Techafull.
The Advantages of Techafull Private Liability Insurance
Innovative policies with Techafull guarantee you optimum protection in the event of unforeseen events.
Comprehensive Cover for You and Your Family
With Techafull's family tariff, you not only protect yourself, but also your whole family, including the children living in your household. Techafull is insurance for families.
Financial Security in the Event of Claims for Damages
Techafull offers you comprehensive services at favourable rates so that any claims for damages do not throw you off course. Techafull liability insurance covers, among other things, loss of keys in the case of third-party keys and damage, e.g. to your rented flat or the holiday flat you have rented.
Legal Fees and Other Charges Covered
If legal action is taken as a result of a claim, we won't leave you on your own here either. Techafull private liability insurance not only covers the costs of lawyers, but also other expenses.
Flexible Insurance Cover According to Your Needs
With our flexible policies, you and your family are always optimally covered according to your needs.
Customised Policies for Individual Requirements
In order to offer our customers exactly the service they want, we have customised policies for individual requirements. As a customer, you select the benefits that meet your requirements and, of course, only these are taken into account when calculating your individual tariff.
Fast Processing in the Event of a Claim
As a modern and innovative insurance company, there is no question for us that we not only offer our customers a user-friendly online platform, but that all processing steps can also be carried out digitally and transparently. In the event of an insurance claim, we guarantee reliable and fast Techafull claims processing. Our customers can easily report claims online via our user interface. This guarantees uncomplicated and fast processing in the event of an insurance claim.
Ethical Values in Our Insurance
Ethical values insurance - at first glance, it doesn't seem to harmonise, but we assure you that it is possible. With our innovative private liability insurance and Techafull's customised policies, we meet the individual requirements of our customers.
In addition to all the insurance benefits, ethical values are at the top of our agenda. In times of climate change, we do not want to fail to act responsibly and thus make our contribution to climate protection. For this reason, all processes at Techafull are digital and online. From signing contracts to reporting damage, everything is paperless and environmentally friendly. This is just one of our contributions to sustainability.
Insurance Solutions in Line with Ethical Standards
Our commitment to human welfare is also very important to us. For example, any funds left over at the end of an insurance term are donated to charity.
Our ethical principles also include the transparency of our products and services. In accordance with these principles, it goes without saying that our tariffs contain no hidden fees. Our customers only pay for the services they need and want. This is precisely why we offer flexible tariffs and customised policies.
Consideration of Individual Values and Needs
We always endeavour to deal with our customers' values and needs in a sustainable and responsible manner. Ethical values in insurance and comprehensive benefits are not mutually exclusive.
You are welcome to visit us on Techafull or our social media accounts on Facebook, Twitter, Instagram or YouTube to find out more about our company and our innovative products.